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MY HOME LOAN TYPE GUIDE

All-in-one Home Loan Account:

This loan account offers maximum loan flexibility. It allows you with full redraw facility. Ideal for investment property purchases and owner occupied purposes. This type of loan structure may be split into sub-accounts (up to 4 sub-accounts, depending on the specific bank) with own individual account statements. Payment options include principle and interest or interest only. A transaction account may be linked to the loan facility. The transactional account may also be referred to as a mortgage offset account

Direct Salary crediting is also available. You may keep all your savings and salary into the transaction account, re-drawing money to cover your living expenses and other financial commitments, you can reduce the loan balance by keeping the surplus money into the account. This facility will help you reduce the amount of interest payable. Each loan account can support have different loan features and repayment options.


Disclaimer: The above is a generic representation only. It does not constitute financial advice or mortgage structuring advice. It is only to be used as a guide only. Please discuss your financial needs with a financial planner, accountant or your banking representative.

No reliance should be placed on the above information.

COMBINATION SPLIT LOAN
ALL-IN-ONE HOME LOAN ACCOUNT
INTRODUCTORY RATE HOME LOAN
LINE OF CREDIT
FIXED TERM INTEREST RATE LOAN
CONSTRUCTION LOAN
VARIABLE RATE LOAN
NON CONFORMING LOAN
LOW-DOC HOME LOAN
BASIC VARIABLE HOME LOAN
REVERSE MORTGAGE
NO-DEPOSIT HOME LOAN
PROFESSIONAL HOME LOAN
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