Mybank simplifying Home Business Personal Car Loans

Car Loans

Buy or Lease your new car.

We simplify the Car Loan process.

We provide secured and unsecured car loan facilities with very attractive interest rates and we also provide flexible loan terms. Our membership team is always committed to finding our members the best personal loan terms for their individual needs and financial circumstances. 

COMPETITIVE CAR LOAN OPTIONS

Car Loans with great rates and expert advice.

Car Novated Lease

A Novated Lease is essentially a salary saver that benefits any PAYG employee. With a fully maintained novated lease you can fund 100% of the capital cost of a car. 

Car Leasing

We provide a range of motor vehicle finance options for personal or business use. Finance up to 100% of the cost of the car. No other security is required. We put it all together for you.

Car Operating Lease

Operating leases are similar to finance leases but they usually have a shorter term and no buying or renewal obligation. The car is simply handed back to the finance company. 

Car Chattel Mortgage

A chattel mortgage is a type of loan that allows individuals to purchase a vehicle for personal or commercial use, and to secure the loan with the vehicle as collateral. 

Business Car Finance

If your business is registered for GST you qualify for a car leasing package. Mybank Car Leasing offers competitive rates and, in some cases, no deposit & no tax returns are required. 

Car Buying Service

Our exclusive Car Buying Service and financing without the hassle (or the haggle) of visiting a dealership. We can help with corporate discounts on over 30 brands of motor vehicles

Connecting you to market leading lenders

Mybank.com.au is a Home Loan and Finance market place giving you more borrowing choices and options from leading banks and specialised brokers. Our service offering ranges from Home Loans, Business Loans, and Personal Loans to Car Leasing and Money Transfers, and a lot more. We do it all. You can rest assured that we will always have your best interest guiding our credit advice engagement. 

Loan Options Analyser

Use our AI to select the best car loan options

Car LOan

We can finance your new car whether for personal or business purposes. We can also arrange for car leases & a car buying service.

Personal Loan

Roll existing high-interest-rate debts and credit cards into one easy-to-manage and less expensive loan. We can debt consolidate.

Equipment Loan

We have a full and comprehensive range of equipment lease and rental finance products and options to support any business for any purpose.

Business loan

We can help with all Business type Loans for any purpose both for secured & unsecured lending including commercial construction.

Ask Something?

Frequently Asked Questions

Not really. However, if you are a business owner you will greatly benefit from our SynergyOne Apps Digital Services designed to grow your business and available only to members. Our membership base help support better pricing, products and services delivery. You can easily become a member without paying for any joining annual memberships fees. Want to join and become a member of mybank.com.au? You can join here.

Yes we do. If your business is registered for GST you qualify for the members car leasing package. Mybank Car Leasing offers competitive rates and, in some cases, no deposit & no tax returns required. For business use, car loans at competitive rates are also available from Mybank Car Leasing with no deposit and no tax returns if, the borrower ABN is registered for GST purposes for more than 2 years – Purchasing a new or used motor vehicle up to 3 year old from a dealership Vehicle cost up to $150,000 Directors / business owner can demonstrate property ownership via a rates notice. 

If you trade under a company, trust, partnerships or as a sole trader… we can help … business use car loans with a fully maintained option are also available from Mybank Car Leasing.

Small business owners with more than 2 cars can enjoy less admin as Mybank Car Leasing can manage all costs for your vehicle, including fuel, servicing, tyres, rego and insurances, our fully budgeted chattel mortgage is ideal for fleet management for small to medium-sized businesses.

A Novated Lease is essentially a salary saver that benefits any PAYG employee. with a fully maintained novated lease ideal for a You can fund 100% of the capital cost of a car and include a monthly running cost allowance.

A novated lease is a three-way salary, sacrifice agreement between employer-financier-employee. Fully maintained means an allowance for running costs is included in the monthly lease repayment. A monthly budget for fuel, servicing, tyres, rego and insurances is included. Key features of a Salary Saver novated lease arrangement for a PAYG employee are: fund 100% of the capital cost of the car also the trade in value is returned to the employee as free cash at the inception of the lease available to pay down debt, invest into super or pay for a holiday. You can select residual values in accordance with ATO guidelines and adjust the monthly repayment amount. 

Yes we do. We provide our members with our exclusive Car Buying Service and financing without the hassle (or the haggle) of visiting a dealership. We can help with corporate discounts on over 30 brands of motor vehicles.  That’s right… we can deliver corporate discounts on motor vehicle purchases to our members and for their small business employees. This can translate into substantial savings with over 30 different manufacturer brands sourced from over 300 dealerships Australia wide.

If you know what you want to buy or have a price already from a local dealership, will arrange a written competitive quote for you within 24-48 hours, depending on the vehicle. If you don’t know what you want to buy, will arrange for one of our experienced car sales consultants to call you, undertake a needs analysis and recommend the car options that suit your needs. 

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