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Mybank.com.au is an online lending referral marketplace and advertising platform network service provider that allows consumers to access and connect with our lending partners such as banks and specialist finance brokers. The information provided on this website is general in nature and is not intended to constitute financial, or credit, and personal advice. The information on this website has been prepared without taking into consideration your financial objectives, your financial circumstances, or your financial needs. You should seek applicable advice from a legal, accounting, and financial professional and consider the advice in the context of your own financial circumstances and financial objectives before undertaking such recommendations. To note that if any lending or financial product has been advertised or proposed on this website, you should obtain and consider the applicable Product Disclosure Statement from the issuing institution and consider whether the product is suitable for your personal and financial objectives. We are discerning in selecting our finance marketplace partners. Our partners have an obligation to serve you under a Best Interest Duty at all times. Our online calculators only provide estimates or repayments and do not constitute an offer of credit or provide official quotes as our calculators do not take into consideration the type of products, features, or any applicable or ongoing fees. Any rates advertised are subject to change without notice. As an industry standard, all banks and lenders have their own credit assessment criteria. All applications for credit are subject to lender credit assessment underwriting policies, valuations, and approval policies.  If you undertake an application for credit, you accept that you will treat directly with a finance broker or other financial institutions and not Mybank.com.au. How we get paid. We may receive fees and commissions paid by financial institutions and finance brokers for referrals made and such fees may vary based on services selected. The Mybank.com.au digital domain name is the brand name of Finance Systems Australia Pty Limited (A.C.N 654030332 and A.B.N 39654030332).